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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,453 | $185,312+21.7% | $161,489+39.6% | $154,746+45.7% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 9.30% | 103.84%-94.5pp | 89.72%-80.4pp | 172.34%-163.0pp |
| Employer contribution / active EE | $3,746 | $4,769-21.5% | $4,268-12.2% | $4,379-14.5% |
| Participant deferral / active EE | $5,856 | $6,350-7.8% | $5,630+4.0% | $6,730-13.0% |
| Admin fee / account holder | $1,316 | $18,654-92.9% | $16,006-91.8% | $14,365-90.8% |