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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,453 | $172,111+31.0% | $150,298+50.0% | $137,256+64.3% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 9.30% | 69.37%-60.1pp | 62.79%-53.5pp | 220.34%-211.0pp |
| Employer contribution / active EE | $3,746 | $4,636-19.2% | $4,154-9.8% | $4,156-9.9% |
| Participant deferral / active EE | $5,856 | $6,166-5.0% | $5,453+7.4% | $6,407-8.6% |
| Admin fee / account holder | $1,316 | $16,471-92.0% | $14,116-90.7% | $12,270-89.3% |