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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,710 | $100,279-3.6% | $81,353+18.9% | $145,884-33.7% |
| Participation rate | 33.3% | 74.3%-40.9pp | 69.5%-36.2pp | 80.3%-47.0pp |
| Annual return | 14.63% | 34.49%-19.9pp | 24.82%-10.2pp | 551.85%-537.2pp |
| Employer contribution / active EE | $2,033 | $2,979-31.7% | $2,464-17.5% | $4,662-56.4% |
| Participant deferral / active EE | $2,304 | $4,611-50.0% | $3,885-40.7% | $6,690-65.6% |
| Admin fee / account holder | $0 | $8,206-100.0% | $5,766-100.0% | $13,392-100.0% |