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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,927 | $103,164+25.9% | $90,259+43.9% | $154,746-16.0% |
| Participation rate | 25.0% | 76.1%-51.1pp | 70.7%-45.7pp | 80.7%-55.7pp |
| Annual return | 21.96% | 19.25%+2.7pp | 18.88%+3.1pp | 172.34%-150.4pp |
| Employer contribution / active EE | $1,107 | $2,532-56.3% | $2,291-51.7% | $4,379-74.7% |
| Participant deferral / active EE | $1,888 | $4,422-57.3% | $3,827-50.7% | $6,730-71.9% |
| Admin fee / account holder | $0 | $8,593-100.0% | $7,267-100.0% | $14,365-100.0% |