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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,958 | $76,522+7.1% | $56,033+46.3% | $145,884-43.8% |
| Participation rate | 55.6% | 63.2%-7.7pp | 52.5%+3.1pp | 80.3%-24.7pp |
| Annual return | 7.09% | 3014.28%-3007.2pp | 1711.38%-1704.3pp | 551.85%-544.8pp |
| Employer contribution / active EE | $578 | $1,382-58.2% | $1,041-44.5% | $4,662-87.6% |
| Participant deferral / active EE | $1,600 | $2,624-39.0% | $1,954-18.1% | $6,690-76.1% |
| Admin fee / account holder | $1,730 | $3,328-48.0% | $2,827-38.8% | $13,392-87.1% |