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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,958 | $76,785+6.7% | $56,441+45.2% | $145,959-43.8% |
| Participation rate | 55.6% | 63.2%-7.7pp | 52.5%+3.1pp | 80.3%-24.7pp |
| Annual return | 7.09% | 3000.51%-2993.4pp | 1704.21%-1697.1pp | 561.95%-554.9pp |
| Employer contribution / active EE | $578 | $1,381-58.1% | $1,039-44.4% | $4,661-87.6% |
| Participant deferral / active EE | $1,600 | $2,624-39.0% | $1,953-18.1% | $6,689-76.1% |
| Admin fee / account holder | $1,730 | $3,334-48.1% | $2,829-38.9% | $13,398-87.1% |