Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 7-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,821 | $106,749-23.4% | $145,433-43.7% | $82,448-0.8% |
| Participation rate | 46.7% | 75.6%-29.0pp | 82.1%-35.5pp | 68.1%-21.4pp |
| Annual return | 19.60% | 27.59%-8.0pp | 66.58%-47.0pp | 41.64%-22.0pp |
| Employer contribution / active EE | $2,262 | $3,444-34.3% | $4,554-50.3% | $2,551-11.3% |
| Participant deferral / active EE | $4,756 | $6,519-27.0% | $7,897-39.8% | $4,139+14.9% |
| Admin fee / account holder | $545 | $8,390-93.5% | $13,129-95.9% | $7,234-92.5% |