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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,007 | $111,878-79.4% | $93,727-75.5% | $145,897-84.2% |
| Participation rate | 63.2% | 74.2%-11.1pp | 68.7%-5.6pp | 80.3%-17.1pp |
| Annual return | 10.02% | 204.28%-194.3pp | 133.83%-123.8pp | 552.29%-542.3pp |
| Employer contribution / active EE | $1,557 | $3,092-49.6% | $2,421-35.7% | $4,663-66.6% |
| Participant deferral / active EE | $2,107 | $4,920-57.2% | $4,417-52.3% | $6,689-68.5% |
| Admin fee / account holder | $960 | $10,256-90.6% | $8,292-88.4% | $13,390-92.8% |