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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,468 | $57,119-74.7% | $85,187-83.0% | $80,935-82.1% |
| Participation rate | 27.8% | 56.4%-28.6pp | 67.5%-39.7pp | 67.7%-39.8pp |
| Annual return | 21.36% | 21.70%-0.3pp | 66.67%-45.3pp | 35.66%-14.3pp |
| Employer contribution / active EE | $734 | $1,802-59.3% | $2,732-73.1% | $2,757-73.4% |
| Participant deferral / active EE | $1,279 | $3,115-58.9% | $4,525-71.7% | $4,299-70.3% |
| Admin fee / account holder | $82 | $4,990-98.4% | $6,162-98.7% | $6,924-98.8% |