Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 5-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,987 | $106,749-46.6% | $145,433-60.8% | $82,448-30.9% |
| Participation rate | 43.8% | 75.6%-31.9pp | 82.1%-38.4pp | 68.1%-24.3pp |
| Annual return | 13.74% | 27.59%-13.9pp | 66.58%-52.8pp | 41.64%-27.9pp |
| Employer contribution / active EE | $1,347 | $3,444-60.9% | $4,554-70.4% | $2,551-47.2% |
| Participant deferral / active EE | $4,988 | $6,519-23.5% | $7,897-36.8% | $4,139+20.5% |
| Admin fee / account holder | $8,350 | $8,390-0.5% | $13,129-36.4% | $7,234+15.4% |