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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,150 | $110,410-50.0% | $102,437-46.2% | $145,897-62.2% |
| Participation rate | 40.0% | 77.9%-37.9pp | 74.5%-34.5pp | 80.3%-40.3pp |
| Annual return | 29.71% | 24.85%+4.9pp | 24.95%+4.8pp | 552.29%-522.6pp |
| Employer contribution / active EE | $1,686 | $4,217-60.0% | $3,871-56.4% | $4,663-63.8% |
| Participant deferral / active EE | $1,831 | $5,622-67.4% | $5,060-63.8% | $6,689-72.6% |
| Admin fee / account holder | $7,801 | $9,745-19.9% | $8,388-7.0% | $13,390-41.7% |