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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,912 | $154,228+85.4% | $145,433+96.6% | $137,256+108.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 53.35% | 74.59%-21.2pp | 66.58%-13.2pp | 220.34%-167.0pp |
| Employer contribution / active EE | $25,588 | $4,804+432.6% | $4,554+461.8% | $4,156+515.7% |
| Participant deferral / active EE | $11,392 | $8,216+38.6% | $7,897+44.3% | $6,407+77.8% |
| Admin fee / account holder | $2,833 | $14,344-80.2% | $13,129-78.4% | $12,270-76.9% |