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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,450 | $29,736-48.0% | $56,033-72.4% | $80,935-80.9% |
| Participation rate | 7.5% | 41.7%-34.2pp | 52.5%-44.9pp | 67.7%-60.1pp |
| Annual return | 19.05% | 35.28%-16.2pp | 1711.38%-1692.3pp | 35.66%-16.6pp |
| Employer contribution / active EE | $258 | $671-61.6% | $1,041-75.3% | $2,757-90.7% |
| Participant deferral / active EE | $360 | $1,228-70.7% | $1,954-81.6% | $4,299-91.6% |
| Admin fee / account holder | $49 | $2,434-98.0% | $2,827-98.3% | $6,924-99.3% |