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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,787 | $28,624-6.4% | $53,647-50.1% | $82,637-67.6% |
| Participation rate | 5.3% | 47.3%-42.0pp | 56.3%-51.0pp | 68.1%-62.8pp |
| Annual return | 25.82% | 664.98%-639.2pp | 358.33%-332.5pp | 53.51%-27.7pp |
| Employer contribution / active EE | $196 | $637-69.2% | $962-79.6% | $2,552-92.3% |
| Participant deferral / active EE | $320 | $1,196-73.3% | $1,813-82.4% | $4,126-92.3% |
| Admin fee / account holder | $96 | $2,022-95.3% | $2,460-96.1% | $7,339-98.7% |