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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,430 | $169,336-94.4% | $129,384-92.7% | $145,884-93.5% |
| Participation rate | 68.2% | 76.5%-8.3pp | 69.6%-1.5pp | 80.3%-12.1pp |
| Annual return | 23.28% | 14408.70%-14385.4pp | 9461.77%-9438.5pp | 551.85%-528.6pp |
| Employer contribution / active EE | $392 | $5,540-92.9% | $4,153-90.6% | $4,662-91.6% |
| Participant deferral / active EE | $2,832 | $4,985-43.2% | $4,166-32.0% | $6,690-57.7% |
| Admin fee / account holder | $224 | $9,912-97.7% | $7,686-97.1% | $13,392-98.3% |