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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,648 | $154,754-89.2% | $124,206-86.6% | $138,895-88.0% |
| Participation rate | 71.4% | 75.5%-4.0pp | 69.6%+1.8pp | 79.9%-8.5pp |
| Annual return | 22.35% | 709.28%-686.9pp | 515.27%-492.9pp | 145.39%-123.0pp |
| Employer contribution / active EE | $566 | $4,446-87.3% | $3,540-84.0% | $4,194-86.5% |
| Participant deferral / active EE | $4,175 | $4,621-9.6% | $3,968+5.2% | $6,396-34.7% |
| Admin fee / account holder | $656 | $6,690-90.2% | $5,929-88.9% | $12,562-94.8% |