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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,648 | $149,040-88.8% | $120,225-86.2% | $137,256-87.9% |
| Participation rate | 71.4% | 75.4%-4.0pp | 69.6%+1.9pp | 80.0%-8.5pp |
| Annual return | 22.35% | 605.68%-583.3pp | 439.23%-416.9pp | 220.34%-198.0pp |
| Employer contribution / active EE | $566 | $4,350-87.0% | $3,475-83.7% | $4,156-86.4% |
| Participant deferral / active EE | $4,175 | $4,655-10.3% | $3,999+4.4% | $6,407-34.8% |
| Admin fee / account holder | $656 | $6,348-89.7% | $5,696-88.5% | $12,270-94.7% |