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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,279 | $68,097-14.4% | $62,929-7.4% | $137,256-57.5% |
| Participation rate | 60.0% | 77.4%-17.4pp | 73.1%-13.1pp | 80.0%-20.0pp |
| Annual return | 20.14% | 1859.11%-1839.0pp | 1063.93%-1043.8pp | 220.34%-200.2pp |
| Employer contribution / active EE | $1,338 | $2,811-52.4% | $2,505-46.6% | $4,156-67.8% |
| Participant deferral / active EE | $5,500 | $4,553+20.8% | $3,888+41.4% | $6,407-14.2% |
| Admin fee / account holder | $2,404 | $6,521-63.1% | $5,065-52.5% | $12,270-80.4% |