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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,042 | $72,071+8.3% | $68,368+14.2% | $137,256-43.1% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 27.15% | 353.14%-326.0pp | 292.57%-265.4pp | 220.34%-193.2pp |
| Employer contribution / active EE | $10,330 | $2,788+270.5% | $2,649+290.0% | $4,156+148.5% |
| Participant deferral / active EE | $13,978 | $4,410+217.0% | $4,123+239.0% | $6,407+118.2% |
| Admin fee / account holder | $456 | $5,336-91.5% | $5,150-91.2% | $12,270-96.3% |