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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,216 | $81,331+323.2% | $155,534+121.3% | $80,935+325.3% |
| Participation rate | 70.4% | 66.3%+4.1pp | 78.2%-7.8pp | 67.7%+2.7pp |
| Annual return | 18.22% | 33.37%-15.1pp | 64.92%-46.7pp | 35.66%-17.4pp |
| Employer contribution / active EE | $9,961 | $3,105+220.8% | $4,675+113.1% | $2,757+261.3% |
| Participant deferral / active EE | $5,794 | $3,454+67.7% | $5,630+2.9% | $4,299+34.8% |
| Admin fee / account holder | $6,451 | $7,999-19.4% | $15,900-59.4% | $6,924-6.8% |