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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,216 | $81,233+323.7% | $155,567+121.3% | $80,874+325.6% |
| Participation rate | 70.4% | 66.2%+4.1pp | 78.2%-7.8pp | 67.6%+2.7pp |
| Annual return | 18.22% | 33.33%-15.1pp | 64.74%-46.5pp | 35.62%-17.4pp |
| Employer contribution / active EE | $9,961 | $3,101+221.2% | $4,674+113.1% | $2,756+261.5% |
| Participant deferral / active EE | $5,794 | $3,452+67.8% | $5,628+3.0% | $4,297+34.8% |
| Admin fee / account holder | $6,451 | $7,998-19.3% | $15,916-59.5% | $6,935-7.0% |