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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,675 | $179,901-66.3% | $147,096-58.8% | - |
| Participation rate | 85.9% | 77.2%+8.7pp | 82.2%+3.7pp | - |
| Annual return | 25.92% | 11.75%+14.2pp | 419.75%-393.8pp | - |
| Employer contribution / active EE | $3,653 | $3,299+10.7% | $4,936-26.0% | - |
| Participant deferral / active EE | $8,232 | $6,909+19.1% | $8,071+2.0% | - |
| Admin fee / account holder | $2,784 | $27,572-89.9% | $13,005-78.6% | - |