Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,390 | $81,276-90.9% | $155,574-95.2% | $80,925-90.9% |
| Participation rate | 43.2% | 66.2%-23.0pp | 78.2%-35.0pp | 67.7%-24.4pp |
| Annual return | 12.67% | 33.36%-20.7pp | 64.87%-52.2pp | 35.65%-23.0pp |
| Employer contribution / active EE | $233 | $3,103-92.5% | $4,676-95.0% | $2,756-91.5% |
| Participant deferral / active EE | $1,239 | $3,453-64.1% | $5,629-78.0% | $4,299-71.2% |
| Admin fee / account holder | $808 | $7,993-89.9% | $15,914-94.9% | $6,940-88.4% |