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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,026 | $154,228-13.7% | $145,433-8.5% | $137,256-3.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 15.51% | 74.59%-59.1pp | 66.58%-51.1pp | 220.34%-204.8pp |
| Employer contribution / active EE | $9,328 | $4,804+94.2% | $4,554+104.8% | $4,156+124.5% |
| Participant deferral / active EE | $20,838 | $8,216+153.6% | $7,897+163.9% | $6,407+225.2% |
| Admin fee / account holder | $21,143 | $14,344+47.4% | $13,129+61.0% | $12,270+72.3% |