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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,757 | $160,070-25.8% | $147,117-19.3% | $145,897-18.6% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 11.12% | 98.69%-87.6pp | 420.54%-409.4pp | 552.29%-541.2pp |
| Employer contribution / active EE | $7,177 | $5,285+35.8% | $4,932+45.5% | $4,663+53.9% |
| Participant deferral / active EE | $17,913 | $8,419+112.8% | $8,065+122.1% | $6,689+167.8% |
| Admin fee / account holder | $22,324 | $15,035+48.5% | $12,993+71.8% | $13,390+66.7% |