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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,119 | $211,224-93.8% | $178,505-92.7% | $145,897-91.0% |
| Participation rate | 88.9% | 80.8%+8.1pp | 77.1%+11.8pp | 80.3%+8.6pp |
| Annual return | 10.69% | 30.28%-19.6pp | 27.16%-16.5pp | 552.29%-541.6pp |
| Employer contribution / active EE | $984 | $4,577-78.5% | $3,955-75.1% | $4,663-78.9% |
| Participant deferral / active EE | $1,550 | $6,966-77.8% | $6,280-75.3% | $6,689-76.8% |
| Admin fee / account holder | $475 | $12,109-96.1% | $10,428-95.4% | $13,390-96.5% |