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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,301 | $227,291-88.4% | $214,702-87.7% | $155,188-83.1% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 17.35% | 60.08%-42.7pp | 54.55%-37.2pp | 148.84%-131.5pp |
| Employer contribution / active EE | $1,688 | $6,772-75.1% | $6,461-73.9% | $4,248-60.3% |
| Participant deferral / active EE | $2,363 | $9,582-75.3% | $9,147-74.2% | $6,531-63.8% |
| Admin fee / account holder | $12,220 | $20,413-40.1% | $19,830-38.4% | $14,480-15.6% |