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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,730 | $60,442-47.5% | $96,754-67.2% | $87,485-63.7% |
| Participation rate | 100.0% | 58.7%+41.3pp | 70.3%+29.7pp | 68.9%+31.1pp |
| Annual return | 12.07% | 21.97%-9.9pp | 82.04%-70.0pp | 26.06%-14.0pp |
| Employer contribution / active EE | $2,629 | $1,691+55.5% | $2,679-1.9% | $2,596+1.3% |
| Participant deferral / active EE | $1,612 | $3,280-50.8% | $4,758-66.1% | $4,274-62.3% |
| Admin fee / account holder | $1,293 | $5,069-74.5% | $8,905-85.5% | $7,775-83.4% |