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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,730 | $58,057-45.3% | $97,032-67.3% | $86,983-63.5% |
| Participation rate | 100.0% | 60.4%+39.6pp | 71.6%+28.4pp | 69.5%+30.5pp |
| Annual return | 12.07% | 22.26%-10.2pp | 35.38%-23.3pp | 25.83%-13.8pp |
| Employer contribution / active EE | $2,629 | $1,663+58.1% | $2,6290% | $2,584+1.7% |
| Participant deferral / active EE | $1,612 | $3,244-50.3% | $4,672-65.5% | $4,194-61.6% |
| Admin fee / account holder | $1,293 | $4,839-73.3% | $9,418-86.3% | $7,856-83.5% |