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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,730 | $57,590-44.9% | $86,233-63.2% | $82,448-61.5% |
| Participation rate | 100.0% | 57.9%+42.1pp | 69.0%+31.0pp | 68.1%+31.9pp |
| Annual return | 12.07% | 22.41%-10.3pp | 61.39%-49.3pp | 41.64%-29.6pp |
| Employer contribution / active EE | $2,629 | $1,655+58.8% | $2,504+5.0% | $2,551+3.1% |
| Participant deferral / active EE | $1,612 | $3,080-47.6% | $4,559-64.6% | $4,139-61.0% |
| Admin fee / account holder | $1,293 | $4,730-72.7% | $8,342-84.5% | $7,234-82.1% |