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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,532 | $110,410-33.4% | $102,437-28.2% | $145,897-49.6% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 14.55% | 24.85%-10.3pp | 24.95%-10.4pp | 552.29%-537.7pp |
| Employer contribution / active EE | $2,628 | $4,217-37.7% | $3,871-32.1% | $4,663-43.6% |
| Participant deferral / active EE | $5,385 | $5,622-4.2% | $5,060+6.4% | $6,689-19.5% |
| Admin fee / account holder | $289 | $9,745-97.0% | $8,388-96.6% | $13,390-97.8% |