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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,722 | $114,119+0.5% | $107,187+7.0% | $138,895-17.4% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.0%+5.0pp | 79.9%+0.1pp |
| Annual return | 17.85% | 273.21%-255.4pp | 204.55%-186.7pp | 145.39%-127.5pp |
| Employer contribution / active EE | $2,657 | $4,059-34.5% | $3,782-29.7% | $4,194-36.6% |
| Participant deferral / active EE | $10,229 | $5,538+84.7% | $5,096+100.7% | $6,396+59.9% |
| Admin fee / account holder | $9,832 | $10,024-1.9% | $9,162+7.3% | $12,562-21.7% |