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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,025 | $167,415-98.2% | $140,514-97.8% | $198,609-98.5% |
| Participation rate | 83.3% | 80.9%+2.5pp | 77.8%+5.5pp | 82.4%+1.0pp |
| Annual return | 14.98% | 13.85%+1.1pp | 14.36%+0.6pp | 202.70%-187.7pp |
| Employer contribution / active EE | $1,542 | $4,088-62.3% | $3,378-54.4% | $5,055-69.5% |
| Participant deferral / active EE | $2,586 | $5,579-53.7% | $4,919-47.4% | $6,977-62.9% |
| Admin fee / account holder | $15,816 | $16,730-5.5% | $13,697+15.5% | $19,030-16.9% |