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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,025 | $124,425-97.6% | $112,040-97.3% | $137,256-97.8% |
| Participation rate | 83.3% | 79.3%+4.0pp | 76.5%+6.8pp | 80.0%+3.4pp |
| Annual return | 14.98% | 24.72%-9.7pp | 24.52%-9.5pp | 220.34%-205.4pp |
| Employer contribution / active EE | $1,542 | $3,411-54.8% | $2,954-47.8% | $4,156-62.9% |
| Participant deferral / active EE | $2,586 | $5,718-54.8% | $5,098-49.3% | $6,407-59.6% |
| Admin fee / account holder | $15,816 | $15,207+4.0% | $12,098+30.7% | $12,270+28.9% |