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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,353 | $154,228-90.7% | $145,433-90.1% | $137,256-89.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 3.74% | 74.59%-70.8pp | 66.58%-62.8pp | 220.34%-216.6pp |
| Employer contribution / active EE | $3,640 | $4,804-24.2% | $4,554-20.1% | $4,156-12.4% |
| Participant deferral / active EE | $3,640 | $8,216-55.7% | $7,897-53.9% | $6,407-43.2% |
| Admin fee / account holder | $43,464 | $14,344+203.0% | $13,129+231.1% | $12,270+254.2% |