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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,353 | $156,398-90.8% | $147,318-90.3% | $138,895-89.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 3.74% | 78.75%-75.0pp | 70.43%-66.7pp | 145.39%-141.7pp |
| Employer contribution / active EE | $3,640 | $4,853-25.0% | $4,593-20.8% | $4,194-13.2% |
| Participant deferral / active EE | $3,640 | $8,237-55.8% | $7,906-54.0% | $6,396-43.1% |
| Admin fee / account holder | $43,464 | $14,976+190.2% | $13,708+217.1% | $12,562+246.0% |