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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,615 | $102,385-12.5% | $147,080-39.1% | $80,935+10.7% |
| Participation rate | 75.9% | 75.9%0pp | 82.2%-6.3pp | 67.7%+8.2pp |
| Annual return | 15.01% | 135.09%-120.1pp | 420.17%-405.2pp | 35.66%-20.6pp |
| Employer contribution / active EE | $12,140 | $3,717+226.6% | $4,933+146.1% | $2,757+340.4% |
| Participant deferral / active EE | $12,397 | $6,651+86.4% | $8,066+53.7% | $4,299+188.3% |
| Admin fee / account holder | $14,793 | $7,951+86.0% | $12,989+13.9% | $6,924+113.6% |