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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,615 | $102,393-12.5% | $147,041-39.1% | $80,911+10.8% |
| Participation rate | 75.9% | 75.9%0pp | 82.2%-6.3pp | 67.6%+8.2pp |
| Annual return | 15.01% | 134.95%-119.9pp | 419.21%-404.2pp | 35.63%-20.6pp |
| Employer contribution / active EE | $12,140 | $3,715+226.8% | $4,935+146.0% | $2,756+340.5% |
| Participant deferral / active EE | $12,397 | $6,647+86.5% | $8,071+53.6% | $4,297+188.5% |
| Admin fee / account holder | $14,793 | $7,943+86.2% | $13,006+13.7% | $6,935+113.3% |