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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,656 | $37,156-4.0% | $83,854-57.5% | $86,983-59.0% |
| Participation rate | 52.2% | 49.1%+3.1pp | 59.1%-6.9pp | 69.5%-17.4pp |
| Annual return | 18.50% | 29.88%-11.4pp | 31.39%-12.9pp | 25.83%-7.3pp |
| Employer contribution / active EE | $1,008 | $661+52.6% | $1,017-0.9% | $2,584-61.0% |
| Participant deferral / active EE | $2,654 | $1,418+87.2% | $2,035+30.4% | $4,194-36.7% |
| Admin fee / account holder | $1,212 | $2,510-51.7% | $3,197-62.1% | $7,856-84.6% |