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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,656 | $29,319+21.6% | $52,425-32.0% | $82,448-56.8% |
| Participation rate | 52.2% | 46.9%+5.3pp | 55.6%-3.4pp | 68.1%-15.9pp |
| Annual return | 18.50% | 535.20%-516.7pp | 302.12%-283.6pp | 41.64%-23.1pp |
| Employer contribution / active EE | $1,008 | $586+72.0% | $914+10.3% | $2,551-60.5% |
| Participant deferral / active EE | $2,654 | $1,171+126.5% | $1,790+48.2% | $4,139-35.9% |
| Admin fee / account holder | $1,212 | $1,962-38.2% | $2,495-51.4% | $7,234-83.2% |