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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,656 | $28,624+24.6% | $53,647-33.5% | $82,637-56.9% |
| Participation rate | 52.2% | 47.3%+4.9pp | 56.3%-4.1pp | 68.1%-15.9pp |
| Annual return | 18.50% | 664.98%-646.5pp | 358.33%-339.8pp | 53.51%-35.0pp |
| Employer contribution / active EE | $1,008 | $637+58.4% | $962+4.8% | $2,552-60.5% |
| Participant deferral / active EE | $2,654 | $1,196+121.8% | $1,813+46.3% | $4,126-35.7% |
| Admin fee / account holder | $1,212 | $2,022-40.0% | $2,460-50.7% | $7,339-83.5% |