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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,395 | $174,018-97.5% | $136,833-96.8% | $198,609-97.8% |
| Participation rate | 79.2% | 65.1%+14.0pp | 59.0%+20.1pp | 82.4%-3.2pp |
| Annual return | 19.37% | 35.16%-15.8pp | 35.32%-15.9pp | 202.70%-183.3pp |
| Employer contribution / active EE | $908 | $1,571-42.2% | $1,319-31.1% | $5,055-82.0% |
| Participant deferral / active EE | $1,272 | $2,873-55.7% | $2,441-47.9% | $6,977-81.8% |
| Admin fee / account holder | $306 | $5,434-94.4% | $4,706-93.5% | $19,030-98.4% |