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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,172 | $185,312-90.2% | $161,489-88.7% | $154,746-88.3% |
| Participation rate | 91.7% | 82.5%+9.2pp | 78.7%+13.0pp | 80.7%+11.0pp |
| Annual return | 18.89% | 103.84%-85.0pp | 89.72%-70.8pp | 172.34%-153.4pp |
| Employer contribution / active EE | $400 | $4,769-91.6% | $4,268-90.6% | $4,379-90.9% |
| Participant deferral / active EE | $2,853 | $6,350-55.1% | $5,630-49.3% | $6,730-57.6% |
| Admin fee / account holder | $1,782 | $18,654-90.4% | $16,006-88.9% | $14,365-87.6% |