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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,991 | $129,737-67.6% | $119,126-64.8% | $154,746-72.9% |
| Participation rate | 78.6% | 78.9%-0.3pp | 75.8%+2.8pp | 80.7%-2.1pp |
| Annual return | 16.83% | 379.08%-362.2pp | 282.11%-265.3pp | 172.34%-155.5pp |
| Employer contribution / active EE | $2,032 | $4,375-53.6% | $4,034-49.6% | $4,379-53.6% |
| Participant deferral / active EE | $3,071 | $5,842-47.4% | $5,318-42.2% | $6,730-54.4% |
| Admin fee / account holder | $451 | $11,961-96.2% | $10,693-95.8% | $14,365-96.9% |