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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,991 | $111,535-62.4% | $105,223-60.1% | $137,256-69.4% |
| Participation rate | 78.6% | 78.1%+0.5pp | 75.0%+3.5pp | 80.0%-1.4pp |
| Annual return | 16.83% | 237.85%-221.0pp | 180.65%-163.8pp | 220.34%-203.5pp |
| Employer contribution / active EE | $2,032 | $3,939-48.4% | $3,689-44.9% | $4,156-51.1% |
| Participant deferral / active EE | $3,071 | $5,500-44.2% | $5,072-39.4% | $6,407-52.1% |
| Admin fee / account holder | $451 | $9,721-95.4% | $8,859-94.9% | $12,270-96.3% |