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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,644 | $107,733-25.1% | $92,985-13.3% | $154,746-47.9% |
| Participation rate | 76.9% | 74.6%+2.4pp | 69.5%+7.4pp | 80.7%-3.8pp |
| Annual return | -3.39% | 30.39%-33.8pp | 27.99%-31.4pp | 172.34%-175.7pp |
| Employer contribution / active EE | $15,649 | $3,126+400.5% | $2,662+487.8% | $4,379+257.4% |
| Participant deferral / active EE | $5,034 | $5,053-0.4% | $4,377+15.0% | $6,730-25.2% |
| Admin fee / account holder | $1,707 | $11,369-85.0% | $9,463-82.0% | $14,365-88.1% |