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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,644 | $106,588-24.3% | $94,215-14.4% | $155,188-48.0% |
| Participation rate | 76.9% | 74.3%+2.6pp | 70.0%+7.0pp | 80.8%-3.9pp |
| Annual return | -3.39% | 29.39%-32.8pp | 28.22%-31.6pp | 148.84%-152.2pp |
| Employer contribution / active EE | $15,649 | $3,080+408.2% | $2,675+485.0% | $4,248+268.4% |
| Participant deferral / active EE | $5,034 | $4,802+4.8% | $4,276+17.7% | $6,531-22.9% |
| Admin fee / account holder | $1,707 | $12,281-86.1% | $10,216-83.3% | $14,480-88.2% |