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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,365 | $160,028-76.7% | $147,080-74.6% | $145,884-74.4% |
| Participation rate | 91.3% | 84.0%+7.3pp | 82.2%+9.1pp | 80.3%+11.0pp |
| Annual return | 10.63% | 98.60%-88.0pp | 420.17%-409.5pp | 551.85%-541.2pp |
| Employer contribution / active EE | $3,308 | $5,286-37.4% | $4,933-32.9% | $4,662-29.0% |
| Participant deferral / active EE | $5,563 | $8,422-34.0% | $8,066-31.0% | $6,690-16.8% |
| Admin fee / account holder | $6,819 | $15,030-54.6% | $12,989-47.5% | $13,392-49.1% |