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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,365 | $159,934-76.6% | $147,005-74.6% | $145,959-74.4% |
| Participation rate | 91.3% | 84.0%+7.3pp | 82.2%+9.1pp | 80.3%+11.0pp |
| Annual return | 10.63% | 98.24%-87.6pp | 418.76%-408.1pp | 561.95%-551.3pp |
| Employer contribution / active EE | $3,308 | $5,287-37.4% | $4,934-33.0% | $4,661-29.0% |
| Participant deferral / active EE | $5,563 | $8,427-34.0% | $8,070-31.1% | $6,689-16.8% |
| Admin fee / account holder | $6,819 | $15,053-54.7% | $13,006-47.6% | $13,398-49.1% |