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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,126 | $114,712-11.8% | $173,730-41.8% | $87,485+15.6% |
| Participation rate | 92.0% | 73.0%+19.0pp | 79.6%+12.4pp | 68.9%+23.1pp |
| Annual return | 28.61% | 20.18%+8.4pp | 19.96%+8.7pp | 26.06%+2.6pp |
| Employer contribution / active EE | $3,557 | $2,904+22.5% | $4,577-22.3% | $2,596+37.0% |
| Participant deferral / active EE | $6,699 | $4,642+44.3% | $6,326+5.9% | $4,274+56.8% |
| Admin fee / account holder | $2,187 | $10,210-78.6% | $17,523-87.5% | $7,775-71.9% |