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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,855 | $96,123-86.6% | $77,361-83.4% | $198,609-93.5% |
| Participation rate | 100.0% | 81.1%+18.9pp | 75.0%+25.0pp | 82.4%+17.6pp |
| Annual return | 13.68% | 2054.81%-2041.1pp | 1011.54%-997.9pp | 202.70%-189.0pp |
| Employer contribution / active EE | $7,607 | $3,791+100.7% | $2,990+154.4% | $5,055+50.5% |
| Participant deferral / active EE | $7,656 | $4,975+53.9% | $3,911+95.8% | $6,977+9.7% |
| Admin fee / account holder | $6,709 | $9,471-29.2% | $5,894+13.8% | $19,030-64.7% |