Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,699 | $106,749-62.8% | $145,433-72.7% | $82,448-51.8% |
| Participation rate | 38.7% | 75.6%-36.9pp | 82.1%-43.4pp | 68.1%-29.4pp |
| Annual return | 12.89% | 27.59%-14.7pp | 66.58%-53.7pp | 41.64%-28.8pp |
| Employer contribution / active EE | $896 | $3,444-74.0% | $4,554-80.3% | $2,551-64.9% |
| Participant deferral / active EE | $2,397 | $6,519-63.2% | $7,897-69.7% | $4,139-42.1% |
| Admin fee / account holder | $1,902 | $8,390-77.3% | $13,129-85.5% | $7,234-73.7% |