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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,912 | $123,155-87.1% | $108,753-85.4% | $155,188-89.7% |
| Participation rate | 89.5% | 75.6%+13.8pp | 71.1%+18.4pp | 80.8%+8.7pp |
| Annual return | 17.10% | 44.73%-27.6pp | 37.47%-20.4pp | 148.84%-131.7pp |
| Employer contribution / active EE | $1,467 | $2,811-47.8% | $2,427-39.5% | $4,248-65.5% |
| Participant deferral / active EE | $2,873 | $4,623-37.9% | $4,115-30.2% | $6,531-56.0% |
| Admin fee / account holder | $2,811 | $12,126-76.8% | $10,320-72.8% | $14,480-80.6% |