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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,702 | $201,370-5.8% | $184,256+3.0% | $145,897+30.0% |
| Participation rate | 90.0% | 87.5%+2.5pp | 86.8%+3.2pp | 80.3%+9.7pp |
| Annual return | 16.77% | 29.05%-12.3pp | 28.85%-12.1pp | 552.29%-535.5pp |
| Employer contribution / active EE | $9,430 | $7,024+34.3% | $6,427+46.7% | $4,663+102.2% |
| Participant deferral / active EE | $16,015 | $9,808+63.3% | $9,133+75.4% | $6,689+139.4% |
| Admin fee / account holder | $43,969 | $16,364+168.7% | $13,899+216.3% | $13,390+228.4% |