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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,724 | $125,237+18.8% | $105,608+40.8% | $145,877+2.0% |
| Participation rate | 66.7% | 77.7%-11.0pp | 75.3%-8.6pp | 80.3%-13.6pp |
| Annual return | 16.97% | 225.76%-208.8pp | 116.50%-99.5pp | 551.28%-534.3pp |
| Employer contribution / active EE | $2,208 | $3,720-40.7% | $3,167-30.3% | $4,663-52.7% |
| Participant deferral / active EE | $4,914 | $5,711-13.9% | $5,010-1.9% | $6,691-26.5% |
| Admin fee / account holder | $20 | $17,287-99.9% | $11,028-99.8% | $13,402-99.9% |