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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,724 | $126,519+17.6% | $106,201+40.0% | $145,959+1.9% |
| Participation rate | 66.7% | 77.7%-11.0pp | 75.3%-8.6pp | 80.3%-13.6pp |
| Annual return | 16.97% | 225.10%-208.1pp | 116.26%-99.3pp | 561.95%-545.0pp |
| Employer contribution / active EE | $2,208 | $3,726-40.7% | $3,170-30.3% | $4,661-52.6% |
| Participant deferral / active EE | $4,914 | $5,716-14.0% | $5,012-1.9% | $6,689-26.5% |
| Admin fee / account holder | $20 | $17,312-99.9% | $11,039-99.8% | $13,398-99.9% |