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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,691 | $180,749-60.9% | $160,784-56.0% | $137,256-48.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 20.97% | 2234.46%-2213.5pp | 1803.92%-1782.9pp | 220.34%-199.4pp |
| Employer contribution / active EE | $1,684 | $4,155-59.5% | $3,733-54.9% | $4,156-59.5% |
| Participant deferral / active EE | $3,908 | $6,844-42.9% | $6,293-37.9% | $6,407-39.0% |
| Admin fee / account holder | $416 | $10,397-96.0% | $9,717-95.7% | $12,270-96.6% |