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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,712 | $78,520-50.7% | $96,576-59.9% | $82,448-53.0% |
| Participation rate | 94.3% | 77.7%+16.6pp | 81.4%+12.9pp | 68.1%+26.3pp |
| Annual return | 38.55% | 41.30%-2.8pp | 38.47%+0.1pp | 41.64%-3.1pp |
| Employer contribution / active EE | $1,000 | $2,630-62.0% | $3,553-71.8% | $2,551-60.8% |
| Participant deferral / active EE | $11,010 | $6,754+63.0% | $7,956+38.4% | $4,139+166.0% |
| Admin fee / account holder | $2,370 | $13,455-82.4% | $11,381-79.2% | $7,234-67.2% |