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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,354 | $29,319-88.6% | $52,425-93.6% | $82,448-95.9% |
| Participation rate | 78.8% | 46.9%+31.9pp | 55.6%+23.2pp | 68.1%+10.7pp |
| Annual return | 23.91% | 535.20%-511.3pp | 302.12%-278.2pp | 41.64%-17.7pp |
| Employer contribution / active EE | $421 | $586-28.2% | $914-53.9% | $2,551-83.5% |
| Participant deferral / active EE | $757 | $1,171-35.4% | $1,790-57.7% | $4,139-81.7% |
| Admin fee / account holder | $396 | $1,962-79.8% | $2,495-84.1% | $7,234-94.5% |