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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,445 | $124,425-0.8% | $112,040+10.2% | $137,256-10.1% |
| Participation rate | 42.9% | 79.3%-36.5pp | 76.5%-33.6pp | 80.0%-37.1pp |
| Annual return | 17.22% | 24.72%-7.5pp | 24.52%-7.3pp | 220.34%-203.1pp |
| Employer contribution / active EE | $1,307 | $3,411-61.7% | $2,954-55.7% | $4,156-68.5% |
| Participant deferral / active EE | $4,179 | $5,718-26.9% | $5,098-18.0% | $6,407-34.8% |
| Admin fee / account holder | $270 | $15,207-98.2% | $12,098-97.8% | $12,270-97.8% |