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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,652 | $156,398+143.4% | $147,318+158.4% | $138,895+174.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 22.64% | 78.75%-56.1pp | 70.43%-47.8pp | 145.39%-122.8pp |
| Employer contribution / active EE | $48,825 | $4,853+906.0% | $4,593+963.1% | $4,194+1064.1% |
| Participant deferral / active EE | $26,708 | $8,237+224.2% | $7,906+237.8% | $6,396+317.6% |
| Admin fee / account holder | $351 | $14,976-97.7% | $13,708-97.4% | $12,562-97.2% |