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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,502 | $29,733+19.4% | $56,025-36.6% | $80,959-56.1% |
| Participation rate | 0.0% | 41.7%-41.7pp | 52.5%-52.5pp | 67.7%-67.7pp |
| Annual return | 17.34% | 35.28%-17.9pp | 1712.69%-1695.3pp | 35.67%-18.3pp |
| Employer contribution / active EE | $491 | $672-26.9% | $1,042-52.9% | $2,757-82.2% |
| Participant deferral / active EE | $1,218 | $1,229-0.9% | $1,955-37.7% | $4,300-71.7% |
| Admin fee / account holder | $3,106 | $2,434+27.6% | $2,828+9.8% | $6,925-55.2% |