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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $754,309 | $209,336+260.3% | $197,124+282.7% | $137,256+449.6% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 9.75% | 48.09%-38.3pp | 44.34%-34.6pp | 220.34%-210.6pp |
| Employer contribution / active EE | $25,404 | $6,591+285.5% | $6,227+307.9% | $4,156+511.3% |
| Participant deferral / active EE | $15,500 | $9,614+61.2% | $9,135+69.7% | $6,407+141.9% |
| Admin fee / account holder | $1,449 | $17,308-91.6% | $16,298-91.1% | $12,270-88.2% |