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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,269 | $159,978-55.5% | $147,041-51.5% | $145,978-51.2% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 11.37% | 98.36%-87.0pp | 419.21%-407.8pp | 550.52%-539.2pp |
| Employer contribution / active EE | $3,262 | $5,288-38.3% | $4,935-33.9% | $4,662-30.0% |
| Participant deferral / active EE | $8,264 | $8,429-2.0% | $8,071+2.4% | $6,690+23.5% |
| Admin fee / account holder | $9,166 | $15,053-39.1% | $13,006-29.5% | $13,400-31.6% |