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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,269 | $160,028-55.5% | $147,080-51.5% | $145,884-51.1% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 11.37% | 98.60%-87.2pp | 420.17%-408.8pp | 551.85%-540.5pp |
| Employer contribution / active EE | $3,262 | $5,286-38.3% | $4,933-33.9% | $4,662-30.0% |
| Participant deferral / active EE | $8,264 | $8,422-1.9% | $8,066+2.5% | $6,690+23.5% |
| Admin fee / account holder | $9,166 | $15,030-39.0% | $12,989-29.4% | $13,392-31.6% |