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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,677 | $102,382-34.9% | $147,005-54.6% | $80,874-17.6% |
| Participation rate | 88.0% | 75.8%+12.2pp | 82.2%+5.8pp | 67.6%+20.4pp |
| Annual return | 17.43% | 134.89%-117.5pp | 418.76%-401.3pp | 35.62%-18.2pp |
| Employer contribution / active EE | $7,872 | $3,715+111.9% | $4,934+59.5% | $2,756+185.7% |
| Participant deferral / active EE | $18,195 | $6,646+173.8% | $8,070+125.5% | $4,297+323.5% |
| Admin fee / account holder | $3,042 | $7,942-61.7% | $13,006-76.6% | $6,935-56.1% |