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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,847 | $100,279-93.2% | $81,353-91.6% | $145,884-95.3% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 12.50% | 34.49%-22.0pp | 24.82%-12.3pp | 551.85%-539.4pp |
| Employer contribution / active EE | $685 | $2,979-77.0% | $2,464-72.2% | $4,662-85.3% |
| Participant deferral / active EE | $2,537 | $4,611-45.0% | $3,885-34.7% | $6,690-62.1% |
| Admin fee / account holder | $462 | $8,206-94.4% | $5,766-92.0% | $13,392-96.5% |