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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,425 | $100,262-53.7% | $81,370-42.9% | $145,897-68.2% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 13.06% | 34.52%-21.5pp | 24.85%-11.8pp | 552.29%-539.2pp |
| Employer contribution / active EE | $3,564 | $2,979+19.7% | $2,464+44.7% | $4,663-23.6% |
| Participant deferral / active EE | $5,904 | $4,612+28.0% | $3,885+52.0% | $6,689-11.7% |
| Admin fee / account holder | $4,435 | $8,163-45.7% | $5,749-22.9% | $13,390-66.9% |