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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,737 | $154,228-48.9% | $145,433-45.9% | $137,256-42.6% |
| Participation rate | 70.0% | 83.8%-13.8pp | 82.1%-12.1pp | 80.0%-10.0pp |
| Annual return | 24.79% | 74.59%-49.8pp | 66.58%-41.8pp | 220.34%-195.5pp |
| Employer contribution / active EE | $4,608 | $4,804-4.1% | $4,554+1.2% | $4,156+10.9% |
| Participant deferral / active EE | $13,510 | $8,216+64.4% | $7,897+71.1% | $6,407+110.9% |
| Admin fee / account holder | $624 | $14,344-95.6% | $13,129-95.2% | $12,270-94.9% |