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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,323 | $154,228-38.2% | $145,433-34.5% | $137,256-30.6% |
| Participation rate | 29.2% | 83.8%-54.6pp | 82.1%-53.0pp | 80.0%-50.8pp |
| Annual return | 21.52% | 74.59%-53.1pp | 66.58%-45.1pp | 220.34%-198.8pp |
| Employer contribution / active EE | $863 | $4,804-82.0% | $4,554-81.1% | $4,156-79.2% |
| Participant deferral / active EE | $2,887 | $8,216-64.9% | $7,897-63.4% | $6,407-54.9% |
| Admin fee / account holder | $0 | $14,344-100.0% | $13,129-100.0% | $12,270-100.0% |